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Farm Financial Health Check

Do any of these statements apply to you? You would benefit from a confidential free chat with an independent Rural Financial Counsellor. 

  •  I am feeling some level of stress about my financial position
  •  I have 1 or more credit cards fully ‘maxed’ out.
  •  I need assistance to prepare my Cash Flow Budget.
  •  I have to prioritise which bills get paid & which can wait.
  •  I currently have (1) or more outstanding creditor accounts of 60-90 days.
  •  I have applied for a temporary increase to my overdraft limit at least once over the past 2 seasons
  •  I’ve had a cheque or electronic funds transfer (eft) bounce in the past few months.
  •  I have money outstanding to the ATO for more than 60 days.
  •  I am not completely up to date with employee PAYG tax payments and/or superannuation payments.
  •  My farm has made net losses for 3 out of the past 5 years. ,
  •  I have one or more interest only loans
  •  I don’t have any off-farm assets or superannuation
  •  I am 55 or more years of age and haven’t considered a formal Succession/ Retirement or Exit Plan (it the farm is to stay in the family or not)

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